The Internet has become a familiar place of trade. People find it more interesting and comfortable mode to exchange goods for money. But is that really safe as they think? Not exactly as they do. It has also turned to be a place of malicious attacks where people find ways to steal grab one’s property or wealth.
This has become the biggest threat among online users and what could be the solution to resolve or withdraw from the fear of being attacked? Here is a list of ways or measures to protect your online transactions especially when they are made using credit or debit cards.
Would you be interested to know how they work?
Let’s get started!!!
6 Ways to Protect Credit Card During Online Transactions
#1 Check for the Secure Socket Layer
Whenever you enter into a website the foremost thing that you need to look for is the HTTPS. HTTPS is the secured version and that can be obtained by installing an SSL certificate. The SSL certificate is the one that encrypts all data that are transferred on a website during the transaction. This is common on an eCommerce website.
Most eCommerce websites make use of the SSL certificate in order to build trust among their customers.
#2 Avoid public shopping
It is good to avoid public shopping, by then you happen to share your password or login credentials to the public. To be more specific, whenever you make online transactions using a public system you tend to leave traces of your credential in that particular system which becomes a better clue for anybody else to use them for their purpose.
You may be a person who is good at handling such circumstances carefully though, hackers are very clever, and they install keyloggers to track the credentials that receive such entries. There are chances of stealing your information even using a public WiFi. In case, if you trying to transact in a public place, it is advised to use a VPN.
#3 Build strong passwords
Passwords are really important for every system and its security. It is always good and recommended to have strong passwords. Passwords should always have a combination of letters and characters. In case, if the password is just your phone number or your name or even a pet name it would be simpler to crack down.
That is why it is advised to follow certain regulations while generating passwords and if you aren’t able to generate them properly you can find the help of your system administrator or even a few genuine online password generators for better passwords.
It is also recommended to change passwords periodically. This may prevent from malicious attacks or suspicions.
#4 Invest in your sixth sense
In the event that a site appears to be shady, don’t utilize it. You’ll presumably be protected on sites like Amazon and BestBuy.com. Littler, lesser-known sites ought to be treated with doubt. In the event that a site looks obsolete or inadequately planned, continue with an alert.
On the off chance that you get an email with a connection to a site, never shop specifically through that connection — regardless of whether it is a major, surely understood organization. Rather, explore to the webpage through your internet browser. You can go specifically to the site on the off chance that you know the location or bring it up on Google in the event that you don’t. This will enable you to abstain from navigating to fake connections.
#5 Find card issuers who are best service providers
On the off chance that you’ve had your cards for a while, you likely know which ones make things simple if there’s an issue, and which ones don’t.
Figure out which one you go for in case you’re shopping on the web?
“It’s essential to get a charge card that wouldn’t give you trouble when you report extortion,” says Frank Look at the site where you need to make the buys, as well.
Jay Foley, a principal partner for ID Theft Info Source, goes to an online web search tool and looks into the name of the organization and item. “I get the great and the terrible, so I can settle on an educated choice,” he says. “The second thing I jump at the chance to do is to check with the Better Business Bureau in the region where the organization is found. Is it accurate to say that they are getting a considerable measure of grumblings: yes or no?”
Also, “on the off chance that I put for the sake of organization and item and don’t discover anything on the Internet, I don’t purchase,” he says.
That is one of the preferences to our data age,” Foley says. “Data is readily available. We should simply seek.”
#6 Protect your computer and print your bills
As mentioned earlier security is one of the most important aspects when it comes to transactions. That does not exclude your computer. Protecting your computer from attacks is important as well. You need to install a highly certified anti-virus software that can prevent your system from being infected with trojans.
Not only websites should resist them, but it is the computer system that also needs protection because the internet is the source and your system is the destination. Hackers might use the source to peep into the destination and it is necessary to protect the destination with a highly effective firewall system.
On the other hand, when you make transaction or payment using your credit/debit cards make sure you own a printed bill that you may report or claim your money in case of an emergency.
Worried about your transaction being interrupted by an intruder? Then follow these steps that you may have a healthy transaction on your card. Make sure that you do not miss any of these valuable points when you proceed transaction with your card online. It may lead to unexpected troubles that may not be resolved.
It is really important to maintain high-end security on your systems and transactional processes and especially make sure it is maintained when you use your debit/credit cards. Hope you have a secure transaction process ahead.
Author: Kunjal Panchal