10 Best Credit Cards In Pakistan in 2021

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What is A Credit Card?

Credit cards are payment cards issued by the banks to the customers. The amount in the card is a kind of small loan granted to the client by the respected bank.

The individual has to return the amount as well as some additional taxes and services charges fee. Read along to see what some of the best credit cards in Pakistan are.

Are All Credit Cards Same?

How to protect credit cards during online transactions

Of course, not, every bank offers different types of credit cards that have different functions and use. Here also there are several types of credit cards in Pakistan Here we will tell you how.

1. For Transfer of Money

The best thing about a balance transfer credit card is that you can pay huge amounts of money to another card without the hassle of carrying cash or withdrawing money. That too with 0 percent interest rates or some have very small interest rates provided by the bank.

2. To Earn Back Cash

Whenever you make use of this card, you yield rewards for that. Different banks give their customers unique and offbeat to give the highest recompense to the regular regarding the upgraded quality. Banks try to offer lesser yearly charges for vast expenditure in order to attract more customers.

3. To Collect Bounty

This one is for shopaholics; the more you do the shopping the more you save and get bounties. You get points every time you spend money and then you can redeem those rewards.

4. To Receive Discount

On these credit cards, the bank offers discounts or particular products to fascinate people and is convenient and advantageous.

5. To Earn Travel Related Rewards

People who love traveling should go for this card as it gives lots of travel-related benefits. It is specially designed for hassle-free and manageable traveling. For every rupee you use you get rewards for flights, hotel packages travel and tour guides, etc.

Now let us see what some of the best credit cards in Pakistan are:

With the truckload of banks that we have in Pakistan, it will be very hard to choose the best one. Here are our top five pick among the best credit cards in Pakistan.

The best credit card is Pakistan is visa platinum card from standard chartered bank.

10 Best Credit Cards in Pakistan

Best Credit Cards In Pakistan

1. Standard Chartered Visa Platinum Card

FEATURES:

  • exclusive complimentary benefits
  • Rewards points with all types of card usage
  • VISA payment network
  • Favorable for flight, hotel, and dining advanced reservations.

Age & Income Requirement: 21-60 years. Not stated by the bank

Annual Fee: Rs 9,000

Salary Requirement: Not stated by bank

2. Standard Chartered MasterCard Titanium Card

FEATURES:

  • Cashback benefits on everyday shopping
  • VIP access to CIP lounges and concierge services
  • MasterCard payment network
  • 500 or more savings on monthly spend of Rs. 10,000

Age & Income Requirement: 21-60 years. Not stated by the bank

Annual Fee: Rs 7,000

Salary Requirement: Not stated by bank

3. Standard Chartered MasterCard Cashback Card

FEATURES:

  • cashback on fuel, groceries, and all other expenses
  • enjoy personalized services
  • MasterCard payment network
  • 500 or more savings on monthly spend of Rs. 10,000

Age & Income Requirement: 21-65 years. Not stated by the bank

Annual Fee: Rs 4,000

Salary Requirement: not stated by bank

4. Silk Bank Platinum Credit Card

FEATURES:

  • Numerous rewards and discounts on everyday purchases
  • ZERO% Markup if you are paying your monthly card payments timely.
  • access to approx. 29 Million plus places
  • VISA payment network

Age & Income Requirement: 21-60 years. Not stated by the bank

Annual Fee: Rs10,000

Salary Requirement: not stated by bank

5. Silk Bank Gold Credit Card

FEATURES:

  • No service charges on balance transactions for the first year
  • Offers you personalize card design as per your choice
  • VISA payment network
  • ZERO% charges if you are paying your payments on time

Age & Income Requirement: 21-60 years. Not stated by the bank

Annual Fee: Rs 5,000

Salary Requirement: not stated by bank

6. JS Bank Classic Credit Card

FEATURES:

  • Offers amazing discounts and benefits on day to day purchases
  • Easy to transfer current credit card balance or loans in to this card
  • On spenditure of more than Rs. 7,000 the yearly fee will be renounced
  • Lowest service charges and rates

Age & Income requirement: 21 – 60 years. Not stated by the bank

Annual Fee: Rs2,750

Salary Requirement: Not stated by bank

7. JS Bank Gold Credit Card

FEATURES:

  • Auto-debit payment, through which your card balance will be settled every month
  • On expenditure of Rs. 10,000 or more the annual fee will be renounced
  • Best for balance transfer
  • Combine all payments on one card to have low balance transfer rate

Age & Income Requirement: 21-60 years. Not stated by the bank

Annual Fee: Rs4,500

Salary Requirement: not stated by bank

8. JS Platinum Credit Card

FEATURES:

  • shopping at wide range of outlets nationwide and thousands of locations worldwide
  • Auto-Debit payment, through which your card balance will be settled every month
  • On expenditure of Rs. 15,000 or more, the annual fee will be renounced
  • transfer current Credit Card balance or loans to this card

Age & Income Requirement: 21-60 years. Not stated by the bank

Annual Fee: Rs 8,000

Salary Requirement: not stated by bank

9. Allied Visa Gold Credit Card

FEATURES:

  • Lowest service charges and balance transfer rate
  • Global Customer Assistance Service while traveling
  • VISA payment network
  • pay your loan in easy monthly installment

Age & Income requirement: 21 – 60 years. Not stated by the bank.

Annual Fee: Rs2,000

Salary Requirement: not stated by bank

10. Allied Visa Platinum Credit Card

FEATURES:

  • A worldwide accepted card
  • Pay your loans in easy monthly installment
  • Get 50% cash advance facility of your total credit limit
  • VISA payment network

Age & Income Requirement: 21 – 60 years. Not stated by the bank

Annual Fee: Rs 4,000

Salary Requirement: not stated by bank

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