From Fair to Fabulous: 5 Excellent Credit Cards for Fair Credit


Got fair credit and need a credit card? Credit cards for fair credit do exist! Here are five of the most popular ones.

It’s always good to give credit where credit’s due. There are some great credit deals out there even if your rating isn’t as high as you’d like it to be.

If you’re just starting to build up credit or if you’ve made a couple of mistakes along the way, there’s a card out there that’s waiting for you.

You can bank on our top five credit cards for fair credit. You’re moments away from getting your hands on some of the best deals around. Wallets and purses at the ready, please.

5 Best Credit Cards for Fair Credit

best credit cards for fair credit

1. Capital One® Platinum Credit Card

This card ticks a lot of boxes. You’ll pay no annual fee for a start. You’ll also benefit from a higher line of credit once you’ve made your first five monthly payments on time. This is so the card issuer has some proof you can use your card responsibly.

To get the best from this basic card, only charge what you can afford to pay off each month. By doing so, you’ll build up your credit in a positive way. Find out more and apply via this website.

2. Indigo Unsecured Mastercard

This is the perfect card if you’ve been struggling to get credit. That’s true even if you’ve had a previous bankruptcy. You should stick to the famous mantra of paying off your balance each month otherwise you’ll be charged a 23.9 APR interest rate.

If you’re trying to raise your score by making small purchases on your card that you can pay off each month, this could be the card for you. It could also work well alongside an application for a loan if your credit isn’t perfect.

3. Applied Bank Secured Visa Gold Preferred Card

This card comes with a very tempting 9.99 low fixed APR. What’s more, the rate won’t go up even if you make a late payment. There is a forty-eight dollar annual fee, though. The card doesn’t come with any points or perks.

4. The OpenSky Secured Visa Card

This card requires a two hundred dollar deposit and has a thirty-five dollar annual fee. However, it’s a wise choice if you have bad credit or no credit history. If you don’t have a bank account, then this could be the one for you.

Just as with no credit check loans, the card is available without a search being conducted. It’s a card which comes with limited perks but, if used correctly, it can help you build your credit from scratch.

5. Discover It Student Chrome

The clue is the name. This is a great card for students as you’ll get cashback rewards and there are incentives for good grades. There’s also no annual fee. With this card, students will benefit from 0% APR for the first 6 months on all purchases.

The Best Credit Cards for Fair Credit 

You may not have believed it, but you are actually spoiled for choice. There are plenty of credit cards for fair credit, and we’ve given you five of the best.

Check out more ways here to help you manage your finances better.

Author: Cathy Carter